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Reasons Why You Should Not Speak to An Insurance Adjuster without A Personal Injury Lawyer

Law Office of Jason Skala April 12, 2022

Have you or someone you love been injured in a negligently caused accident in Anchorage or throughout Alaska? Did someone else cause your injuries? If so, it is imperative that you are mindful about who you speak to about your accident and what you decide to say about it. Insurance adjusters may attempt to contact you in order to try and convince you to accept certain terms or attempt to make you admit inaccurate information that may result in lesser financial compensation for you and/or your injured loved one.

You should never speak to any insurance adjuster, not from your own insurance company or the insurance company of the opposing party in your accident, without first speaking to or being accompanied by a personal injury attorney in Anchorage.

According to the National Highway Traffic Safety Administration, 94% of all traffic accidents in the United States are the result of some form of driver negligence. The Alaska Department of Transportation states that distracted driving is one of the leading causes of car accidents in Alaska.

Deceitful Tactics

Insurance companies always try to pay as little as possible in financial recompense after a negligently caused injured. If they are able to collect as much money as possible from their customers while paying out as little money as possible back to them, it will help their bottom line. Read on to familiarize yourself with some of the deceitful tactics utilized by insurance companies today so that they can avoid paying claims.

Phoning you shortly after your accident. Insurance adjusters and companies think that if they are able to speak to you before you speak to anyone else, they may be able to prevent you from hiring an Anchorage car accident lawyer and gain your trust. They are well aware that those who hire a personal injury attorney often receive from 2 to 5 times more in financial compensation for their injuries and incurred losses. They wish to get to you before you find out this valuable information. The claims adjuster calling you is trying to get you to agree to a settlement as quickly as possible, sometimes even before you are able to learn the exact extent of your own injuries.

Convincing You To Skip Hiring a Lawyer. Besides attempting to get to you before you hire a personal injury attorney, an insurance claims adjuster will try to tell you that the settlement they are offering you is better than any other settlement amount you will be offered. This is a bald-faced lie. They may try and tell you that the cost of your lawyer will negate any extra financial compensation you may receive, which is also untrue. A lawyer does indeed get a portion of the settlement amount you receive, but you will still come out on top, which is a great outcome for both you and your lawyer.

Asking for your signature. A claims adjuster will probably try to get you to sign something, or numerous things, that remove your right to file for full and fair financial compensation for your injuries and losses. Never sign anything from an insurance company without your lawyer present.

Tricking You Into a Recorded Statement. Never allow an insurance company to record you during a phone call or any other time. They may say something like ‘this call is being recorded for training and quality purposes’ in which case you can simply tell them that you won’t be saying anything without first consulting with your lawyer.

Do You Need a Personal Injury Lawyer?

In the event that you or someone you love has been injured by another person’s negligence in Anchorage or another city in Alaska, it is in your best interest to contact the Law Office of Jason Skala. Jason Skala, an experienced and skilled personal injury attorney in Anchorage, has over a decade of experience under his belt in assisting injured crash victims and their families get the financial compensation they are entitled to after being injured in negligently caused accidents. Contact our law firm today in order to be connected with a reputable and compassionate car accident attorney in Anchorage who will be able to help you get back on your feet.